CloudPlatform for UK lenders

Loan management software from enquiry to redemption.

Neaxaco runs the whole life of a loan in one place: origination, DIPs, KYC and AML checks, solicitors and valuers, servicing and redemption, all on a single loan record with a full audit trail.

Explore the platform

Plans from £1,350 a month, with training, support and cloud hosting included. See pricing

KYC and AMLBuilt into onboarding
Full audit trailEvery action recorded
Cloud hostedNothing to install
Training and supportIncluded in every plan

The platform

Every loan, on one screen.

Your book at a glance

Total, active and default loans with their value, updated as your team works.

Tasks that move deals

Every task is tied to a loan ID, an owner and a deadline, so nothing waits in an inbox.

A pipeline you can read

Enquiries, DIPs, confirmations and redemptions charted by stage.

The loan journey

One loan, every stage.

Follow one loan, LID-237, through all five stages: enquiry, DIP, confirmation, undertaking and redemption. The walkthrough moves on by itself every few seconds; pick a stage to jump to it, or pause it to read.

One loan record from start to finish
DIPs and statements on your own templates
Solicitors, valuers and investors in one workflow

Stage 01 · Enquiry

Capture every enquiry once.

Broker deals land structured: asset type, net loan, term and loan category, ready for underwriting with nothing re-typed.

Loan Details LID-237 Bridge · BTL · £90,000

New enquiryBroker intake · 25.04.2025

Broker: Sarah Mitchell
Net Loan: £90,000
Term: 12 Months
Asset Type: BTL
Loan Category: Regulated
Loan Type: Bridge

Captured once, ready for underwriting

Decision in principleCalculated from the deal data

Net Loan£90,00012 months

Loan to Value64.3%

Fees£1,8002% arrangement

DIP · LID-237.docxYour template, with terms, fees and LTV filled inGenerated

ComplianceInside the workflow

KYCIdentity verifiedPassed

AMLScreening completeClear

Audit trail

13:15Kartik Ivica ran the KYC check

13:18Kartik Ivica completed AML screening

13:21Loan moved to Confirmed

Third partiesOne workflow on LID-237

SolicitorUndertaking receivedTask

ValuerValuation report.pdfFile

InvestorFunding confirmedEmail2

RedemptionRedeemed

LID-237 → Send Redemption Statement to SolicitorAssigned to Kartik Ivica

Redemption statementFrom the same loan record

Investor cash flow

What sets us apart

Built around how bridging lenders actually work.

Four things lenders tell us they could not get from spreadsheets or general-purpose loan software.

      
Loan recordEdit
DocumentsEdit
Cash flowEdit
Users & rolesEdit
Access set by roleRoles and permissions run from super admin to external viewer, so everyone on a loan, inside your team or outside it, sees only what their role allows.

3 people on LID-235
Real-time collaborationUnderwriters, solicitors and investors work from the same record, with shared access and clear ownership.

      KYC
AML
Audit trail
Regulatory complianceKYC, AML and a full audit trail are built into the workflow, not bolted on at the end.

      Loan bookUp to£150MGrowth plan
LaunchGrowthScaleEnterprise
Scalable solutionsModules that fit a first-year lender and still fit when the loan book passes half a billion.

Modules

One platform. Every module you need.

Loans, cash flow, investors and documents share one record, so every team works from the same numbers.

Loans

Every facility, drawdown and status in one register.

Cash flow

Money in and out across the book, by loan and by date.

Reports

Portfolio, arrears and pipeline reports without exporting to Excel.

Investor cash flow

What each funding partner is owed and when.

Workflows

Signed, completed and N/A steps for every stage of a loan.

Third parties

Solicitors, valuers and brokers linked to the loans they work on.

Templates

DIPs, offers and redemption statements filled from loan data.

User management

Roles and permissions from super admin to external viewer.

Workflow & audit

Every action leaves a trail.

Pricing

Priced by the size of your loan book.

Whether you are a boutique lender or scaling fast, Neaxaco grows with you. Pricing is flexible, with no hidden fees and full support included.

Pay yearly, get 1 month free

Need to import or migrate existing data?

Moving from spreadsheets or another system? We review your loan data for free and send a tailored quote.

Get a free assessment →

Customer experiences

Lenders who made the switch.

We build trust with our customers by pairing lending experience with software that fits how they already work.

FAQ

Questions lenders ask us.

Anything else, ask us on a demo call.

Do you offer a free trial?

Instead of a trial, every plan starts with a 30-minute live demo on your own loan types. Choose a package, or talk to sales for Enterprise, and we will walk you through Neaxaco before you commit.

Are there any setup or onboarding fees?

Each plan has a one-off implementation fee: £1,250 for Launch, £2,500 for Growth and £3,500 for Scale. Enterprise implementation is quoted for you. Training, support and cloud hosting are included in every plan, with no hidden fees. If you are moving existing data, we review it for free and send a tailored quote.

Can I change my plan later?

Yes. Plans are set by the size of your total historical loan book: Launch up to £30M, Growth £30M to £150M, Scale £150M to £500M and Enterprise over £500M. As your book grows into the next band, you move up to that plan and get more users (5, 15, 40, then unlimited). You can also pay monthly or yearly; paying yearly gives you one month free (you pay for 11 months).

What if I need a custom plan for my business?

That is what Enterprise is for. It is built for loan books over £500M, with unlimited users, pricing set to your needs and an implementation quoted for you. Training, support and cloud hosting are included. Talk to sales to shape it.

Get started

See your loan book in Neaxaco.

A 30-minute walkthrough on your own loan types, with the people who designed it.

View pricing

Talk to the team.

Tell us about your lending and we will show you how Neaxaco would run it.